I have a couple of people ask me why they still find themselves struggling, even when their income is fair enough. If you have ever found yourself in a similar situation, you sometimes wonder if someone might be stealing from you or if you lost some money. The truth is, there is probably no one

Okay, I got to have a small discussion with a colleague of mine about money. He complained of how badly he has been managing with the little amount of money he earns which was stressing him out. I paid apt attention to everything he was saying as he narrated his ordeal. Finally, I asked him